If you've suffered injuries in a motor vehicle accident, Karn Malhotra Law Office in Hamilton can help you make claims against the car insurance companies, including no-fault claims and claims against the other driver (if you're not at fault for the accident). The legalities surrounding a car or motor vehicle accident can be overwhelming. Accident lawyers in Hamilton like Karn Malhotra hope to bring peace of mind to clients by guiding them through the legal process. Karn Malhotra has been practicing law since 1993 and has handled many different motor vehicle accident cases. He and his team are ready to work for you. Learn more below, or contact us today to get started.
Accident benefits or no-fault claims are available, even if you are at fault for the accident and/or do not have your own car insurance coverage. You are entitled to no-fault benefits as long as they are reasonable, necessary and as a result of the motor vehicle accident.
As of September 1, 2010, if accident related injuries are considered to be a "Minor Injury", then the total amount payable for medical assessments and rehabilitation is restricted to $3,500.00. However, if you have pre-existing conditions or have sustained certain types of injuries which make your need for treatment more complex, then your injuries may not be categorized under the MIG and will provide you access to $65,000.00 in medical and rehabilitation benefits for your treatment.
If you are involved in a motor vehicle crash and the accident is not your fault, you may have a claim for the following losses: pain and suffering, housekeeping costs, future care costs, out-of-pocket expenses and medical expenses not covered by standard accident benefits coverage. Please note that claims for pain and suffering are limited to injuries that are deemed to create a permanent and serious impairment of an important bodily function and are subject to a $38,818.97 (2019) deductible. The deductible is indexed to inflation and increases every year. Navigating this threshold requires the assistance of your treating health professionals and a team of experienced legal professionals in motor vehicle law.
After an accident, you need to act quickly, and the best thing you can do is contact an experienced team like the Karn Malhotra Law Office. And always remember – we don't get paid unless you win your case.